Financial Learning Center

Consumer Credit: Defined And Explained

Consumer credit comes in many different forms, the most popular being credit cards. Learn more about the risks and rewards of consumer credit.

How To Build Credit

For those who are inexperienced, establishing good credit can feel daunting. Check out our guide on how to build credit and create healthy financial habits.

What Is Tenancy In Common?

Tenancy in common allows two or more people to maintain interest in the ownership of a property. Read our latest article to learn more.

Understanding 15-Year Mortgages And Current Rates

A 15-year mortgage is a home loan with lower interest rates and fewer monthly payments. Learn about 15-year mortgage rates, the pros and cons and more here.

30-Year Mortgages: What They Are, And How Rates Are Determined

The 30-year fixed mortgage is one of the most popular pathways to homeownership. Learn what makes them a great option, and what the going rates are today.

Pay Off Mortgage Early: Should You Do It?

Want to pay off your mortgage early? See whether this makes sense for you, and, if so, how to pay your mortgage off quickly so it’s no longer a source of debt.

What Is Debt Consolidation & What Should You Know?

Debt consolidation combines several sources of debt into a single payment. Debt consolidation often lowers interest rates and helps you pay off debt faster.

Cash-Out Refinance Vs. Home Equity Loan: Which Is Best For You?

Thinking about doing a cash-out refinance vs. a home equity loan? Learn the difference between the two and decide which option makes the most sense for you.

What Is Home Equity And How Does It Benefit You?

It’s likely you’ve heard the term “home equity,” but what is home equity exactly and why is it important to know how home equity works? Uncover these answers.

How To Survive On A Low-Income Budget

Whether you’re in the process of paying off debt, making a humble living or wanting to retire early, here are a few tips and tricks for surviving on a low-income budget.

How To Save For Retirement

We know we need to save for our future, but it seems as though our other responsibilities get in the way. If you’re like many other Americans who struggle to save for their golden years, here’s some guidance on how to save for retirement no matter what age you are.

How To Maintain Financial Health During COVID-19

Let’s take a closer look at how you can keep your finances in order as the COVID-19 situation develops.

Buying A Home? The Real Cost Of Homeownership

What’s the real cost of owning your own home? Let’s go over some of the math involved to see if you’re really ready to buy your own place.

How Long Does It Take To Build Credit?

Wondering how long it takes to build credit? In this article we’ll show you what makes up your credit score, how long it takes to get one, and ways to build credit.

How To Invest In Real Estate

If you want to invest in real estate, there are a number of ways to get started. Learn how to invest in real estate and how to finance this type of investment.

How Much Should You Have In An Emergency Fund?

There are many factors that go into how much of an emergency fund you should have. Read on to see what you should rely on when it comes to your savings.

Questions To Ask A Real Estate Agent

Looking for a great realtor to help sell your home? Check out these questions to ask a real estate agent that will help make sure you have an ideal fit.

Average Utilities Cost Per Month In US Homes

How does your monthly utility bill compare to the average utilities cost in
the U.S.? And what can you do to lower your costs? Find the answers in this guide.

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