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Can An Authorized User On A Credit Card Help You Build Credit?
An authorized credit card user is an individual that has been given the authority to make purchases on someone else's card but is not liable for payments.
How Is Your Credit Score Calculated?
How is your credit score calculated? Credit bureaus look at a few different details to calculate your credit score. Learn about the determining factors here.
Credit Score Factors: Length Of Credit History
Did you know that the length of your credit history plays a role in your credit score? Read our guide to find out how impactful your credit history is on your score.
What Is A Credit Score And How Is It Determined?
Many people understand that a good credit score usually translates into higher approval chances and better loan terms, but understanding the meaning of a credit score and how it’s calculated can be more challenging. We’ll dive into exactly what a credit score means.
What Is A Good Credit Score?
Learn how to determine if your credit score is good, great or bad, and how that affects your financial life.
How To Look At Your Credit Score
Everyone’s heard the term “credit score,” but that doesn’t mean they know what it is, how to access it or that each person has more than one. Luckily, checking your credit score is not as difficult as you might think. Here is everything you need to know to become an expert at managing your credit.
How To Get A Credit Card With No Credit
Credit companies may view you as a risk if you don’t have a credit history. Read our guide for ways to get a credit card with no credit.
Credit Cards: What They Are, How They Work And How To Get One
How a credit card works is less complicated than it sounds. Read about credit card basics, how they work, how to get one and why using one can be beneficial.
How Many Lines Of Credit Should I Have?
When determining how many lines of credit you should have, it’s important to know that there is no formula or magic number. Because the number of credit scores one has can vary from person to person, you should consider your spending habits and ability to manage credit before deciding whether to add another line of credit or not.
How Many Times Can I Check My Credit?
Wondering how to check your credit without hurting your score? Learn how often you should check your credit score with our latest guide from Rocket HQ.
Is It Bad To Cancel A Credit Card?
While canceling your credit cards may seem like the obvious choice to limit spending or debt, there are some factors to consider. To help clarify how closing a credit card may impact your financial well-being, here’s a breakdown of the pros, cons and steps involved.
What Is A Credit Utilization Ratio And Why Does It Matter?
Your credit utilization ratio is one of the five key factors that myFICO says makes up your much-used FICO® Score. Knowing what your credit utilization ratio is and how it works is important for anyone applying for loans or credit cards.
How To Consolidate Credit Card Debt
Credit card debt can be expensive, confusing and terrifying. Credit card consolidation can help you reduce costs and simplify your finances.
The History Of Credit
Believe it or not America’s love/hate relationship with credit began before the 1900’s. View our timeline of the history of credit in America.
How To Get A Credit Score Of 700 Or 800 (Or More)
Your credit score is an important indicator of your financial health. Read our guide on how to get a credit score of 700 or 800, or more.
How to Improve Your Credit Score: 8 Tips
A solid credit score is a critical component of your financial health. If you’re looking to improve your credit score, check out these 8 straightforward tips.
7 Ways to Improve Your Credit Score in 2020
To improve your credit score in 2020, here are seven tips that can set you on the right path.