Sidney Richardson

Sidney Richardson is an intern writer covering homeownership, mortgage and lifestyle topics. She is a senior at Oakland University pursuing a degree in journalism and advertising.

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Debt-To-Income Ratio (DTI): What It Is, Why It’s Important And How To Calculate Yours

Debt to income ratio (DTI) is a critical factor in qualifying for a loan. Learn what DTI is, how it’s calculated, and why it’s so important to financial health.

Does Getting Preapproved Hurt Your Credit Score? What Every New Buyer Needs To Know

Preapproval letters can make buying a home easier and faster. But does getting preapproved hurt your credit score? Learn what new buyers need to know.

How To Make Money In College: Tips And Ideas

Are you a college student who needs to make some extra cash? Read our article to learn about different ways you can earn money in college, on and off campus.

Buying A New Vs. Used Car: Everything You Need To Know

In the market for a new or used vehicle? Read our guide to learn the pros and cons of buying a new vs. used car and the factors to keep in mind before buying.

What Is APR And How Is It Calculated?

APR is the interest rate a lender charges a borrower for borrowing money. Learn how APR works, its impact on your monthly loan costs, and how to calculate it.

How To Find The Right Real Estate Agent Or REALTOR®

When buying or selling a home, you want to work with someone who will advocate for you during the process. Learn how to find a real estate agent or REALTOR®