Holly Shuffett

Holly Shuffett is a staff writer who writes with a focus on homeownership and personal finance. She has a B.A. in public relations from Oakland University and enjoys creative writing and reading in her free time.

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Homeowners Insurance: What It Is And How It Works

Homeowners insurance is a policy that covers losses and damages to your property. Read on for a basic understanding of how it works and how it helps homeowners.

Mortgage Gift Letters: What They Are, Why You Need One And How To Write One To Your Lender

Need a gift letter for your down payment gift? Learn what gift letters are, their rules and regulations, and how to write one for your mortgage lender.

How And When To Refinance A Personal Loan

Thinking about refinancing a personal loan to help lower your payments or get a better interest rate? Learn how and why to refinance a personal loan here.

How To Get A Loan With Bad Credit: Tips To Maximize Your Chance Of Approval

Wondering how to get a loan with bad credit? Read our tips and tricks to maximize your chance of approval despite having a low credit score.