Personal Finances | Rocket HQ

What Are Negative Interest Rates And How Do They Affect You?

Under negative interest rates, banks can charge consumers to store their money and assets. Learn how negative rates can affect you and the economy.

Options Trading: What It Is And How To Get Started

An option is a financial contract that grants you the right to buy or sell an asset during a certain period of time. Here's how to make it work for you.

Acorns: Latest App Reviews And More

Thinking of investing your spare change with Acorns? Check out our roundup of the latest reviews, plus key information about the app.

What Are Economic Austerity Measures?

Austerity measures are tools used by governments when economies are ailing. But does it work? Learn what austerity means and whether it’s good for the economy.

What Is Inflation And How Much Do We Need To Worry About It?

The pandemic reminded us that frenzied demand and interrupted supply chains can send prices upward. Learn what inflation is and find out if we need to worry.

Shorting A Stock: What Is Short Selling?

Shorting a stock is a transaction in which a short seller borrows shares of a stock they believe will decrease in value. Learn how short selling works.

What Are The Differences Between Capital Gains Tax And Ordinary Income Taxes?

Wondering what the difference is between capital gains and ordinary income tax? You’re in the right place. Find out about the differences between the taxes.

How To Make Money In College: Tips And Ideas

Are you a college student who needs to make some extra cash? Read our article to learn about different ways you can earn money in college, on and off campus.

How To Pay Off Your Car Loan Early

Wondering how to pay off your car loan early? Here’s how to pay it off and how to evaluate your loan and payment terms.

CDs Vs. Savings Accounts: Which Is The Best Alternative To A Checking Account?

Looking for alternatives to letting your money sit in a checking account? CDs and savings accounts are two common options. See which one fits your needs.

How Do Auto Loans Work?

Do you have a good understanding of how car loans work? Read our guide to learn more about car loans and what goes into financing your next vehicle.

Supply Chain Issues And Package Delays: How To Ensure These Grinches Don’t Steal Your Holiday

Supply chain issues have caused problems for businesses and consumers alike for the past few years. Learn more about what this means for the holidays now.

How To Ask For Money Politely: An Etiquette Guide

Whether you’re lending money or borrowing, asking for money can be a daunting task. Check out our guide for the most polite and effective ways to go about it.

Term Life Insurance: Defined And Explained

Shopping around for life insurance? Check out our guide to term life insurance to learn about its coverage in comparison to other life insurance products.

Term Vs. Whole Life Insurance: What’s The Difference?

Wondering what the difference is between term life and whole life insurance? Read our article to learn the pros and cons of these life insurance policies.

Basis Points (BPS): Definition And How They Are Calculated

Basis points, also known as BPS or BIPS, are units used to identify interest rate changes or the cost of a loan. Learn how to calculate BPS.

Gross Income: A Definition

Gross income is the amount of income earned before taking out deductions. Learn about calculating it, where the income comes from and how it affects finances.

Net Present Value: A Definition

Net present value (NPV) is a method used to measure the profitability of an investment during different times. Learn how NPV works and how to calculate it.

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